Starting therapy with a therapist who really gets you can be a powerful way to take care of yourself. I know this process involves a significant investment of your time, energy, and money. My goal is for you to feel that this commitment to your well-being is not only meaningful but truly worthwhile.

Please reach out by phone or email to schedule a free consultation to discuss your reasons for seeking therapy, as well as my rates for sessions. I am happy to answer any questions you may have about working with me. You can email me at wellness@drlauratestiler.com or call me at 786-254-0015

My clients may pay for therapy sessions using a credit, debit, HSA, or FSA card. I am not in-network with any health insurance plans; however, I can provide “superbills” for clients who wish to apply for reimbursement using their out of network benefits.

Some clients prefer not to involve their health insurance in their mental health treatment for a variety of reasons. For example, some clients want to protect their privacy and do not wish to have a mental health diagnosis on their health record. For others, they do not want to be restricted by the limits some health plans put on mental health treatment (e.g., number of sessions, types of treatment, etc.). In these cases, clients pay me directly for my services and no claims are filed with insurance.

For clients who do wish to use their insurance, I am considered an out-of-network provider. This means that you may be able to be reimbursed for a portion of your session fees depending on your out-of-network benefits. In these cases, you would pay me directly for my services and then I would provide you with a “superbill” or receipt so that you are able to file out-of-network claims for your sessions.

Understanding how your health insurance works can feel confusing and overwhelming. I encourage you to call your insurance and ask the questions listed below so that you can better understand your coverage. Then, if you have any questions for me, please reach out! Call and ask your insurance:

* Do I have out-of-network benefits for mental/behavioral health services? If so, what is the reimbursement rate?

* Do I have an out-of-network deductible? If so, how much will my insurance cover after I meet my deductible?

* What is the process for getting reimbursement for out-of-network visits?

No Surprises Act Notice

Under the No Surprises Act, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item.

You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.